How we develop practical recommendations for you

Process built for clarity

Our team uses in-depth analytical reviews and direct client consultations to deliver unbiased, actionable recommendations. Each step is crafted to support clear understanding and reliable guidance for your financial decisions. Results may vary.

Past performance doesn’t guarantee future results.

Meet our team

Diverse experience, one common goal

Male adviser portrait

Ethan Williams

Senior Adviser

1
Financial analysis

Bachelor of Commerce University of Sydney

Qantas Super Fund

Key skills

Analytical thinking
Risk assessment
Ethical standards

Methods

Client-centric analysis
Market conditions review

Credentials

ASIC Regulatory Compliance
Diploma in Financial Planning

With over 15 years in the Australian financial sector, Ethan is known for unbiased, results-focused advice and strong analytical capabilities.

Ethan crafts comprehensive reviews tailored to every client. His expertise includes evaluating complex scenarios, managing disclosure obligations, and developing responsible recommendations focused on long-term outcomes in line with Australian standards.

Female adviser office portrait

Amelia Zhang

Consultations Lead

2
Personal consultation

Master of Finance UNSW Sydney

Colonial First State

Key skills

Clear communication
Empathy
Regulatory knowledge

Methods

Individual needs assessment
Transparent disclosure analysis

Credentials

FPA Professional Practice
RG146 Certification

Amelia brings a decade of experience in conducting personal financial consultations across diverse client backgrounds.

Amelia’s consultative style blends empathy with thorough market analysis. She prioritises eligible, practical steps for clients and ensures Australian compliance, including comprehensive disclosure about outcomes, risks, and fees.

Young male adviser profile

Oliver Grace

Analysis Specialist

3
Analytical reviews

Bachelor of Business Macquarie University

AMP Australia

Key skills

Attention to detail
Quantitative analysis
Integrity

Methods

Data-driven reviews
Risk scenario mapping

Credentials

Financial Modelling Certificate
ASIC Regulatory Training

Oliver specialises in assembling thorough, evidence-based reviews to support each consultation.

Oliver applies structured processes to every client’s needs, outlining the full scope of recommendations and the underlying reasoning. He works to ensure robust, transparent reporting for all analytical reviews delivered.

Female client liaison portrait

Sophie Edwards

Client Liaison Manager

4
Client engagement

Bachelor of Economics University of Melbourne

Perpetual Limited

Key skills

Client support
Process management
Documentation

Methods

Outcome transparency
Client experience optimisation

Credentials

Financial Services Compliance
Professional Practice Management

Sophie focuses on ensuring clear communication and a seamless consultation experience at every stage.

Sophie reviews all communication points to make sure information is clear and all expectations are managed. She helps guide clients through each consultation, attending to individual questions and clarifying terms where needed.

Step-by-step process for recommendations

Understand how we approach each engagement, from initial enquiry to final recommendations, ensuring every consultation is clear and fully tailored to your objectives.

1

Initial discovery session

We start by discussing your financial priorities, personal preferences, and comfort with potential risks.

This session helps us tailor all further reviews and outlines. You can share relevant background information, which remains fully confidential.

2

Analytical review preparation

Our team conducts an independent review, evaluating your situation using up-to-date market research within the Australian regulatory framework.

We ensure each analysis considers your goals and market dynamics, providing unbiased observations and full disclosure on any risks or fees.

3

Consultation and discussion

We meet to present findings, answer questions, and refine options according to your feedback.

Recommendations are explained clearly, with transparent discussion of next steps, limitations, and potential outcomes. Past performance doesn’t guarantee future results.

4

Summary and follow-up support

You receive a written overview of key points, recommended steps, and all obligations clearly outlined.

Ongoing support is available for further clarifications. We encourage you to review all terms and raise any additional questions after the consultation.

Step-by-step process for recommendations

Understand how we approach each engagement, from initial enquiry to final recommendations, ensuring every consultation is clear and fully tailored to your objectives.

Why choose us

How nimbrofera compares on what matters

Feature
nimbrofera
Others
Independent research
Full disclosure on fees
Personalised consultations
Australian regulatory focus